Commercial Property Loans

Dreaming to Buy a Commercial Property such as Offices, Shop, etc. but you are facing Cash-crunch?

Don’t worry, various Banks/NBFCs have financing solution for businesses to purchase Commercial Premises for purpose to run their business or else rent such commercial spaces. The Funds which were going to be deployed in Purchase of Commercial Property can remain handy by Companies and aid to expand & grow their business with the help of said Loan products.

Commercial Property loan can be provided for Purchase of new commercial premises or Extension, renovation or construction of office space and such loan can be extended up to maximum of 15 years by Lenders. Loan to Value Ratio can range from 75% to 90% of Agreement Value depending upon the Customer Eligibility, property evaluation, loan amount & credit rating.Unlike Home Loans, pre-payment charges are applied by Lenders if Pre payment of Principal amount exceeds specified % allowed in a year by Lenders or such Prepayment is made during the initial period of taking loan. The Commercial Property to be purchased will itself act as Collateral Security for such loans and no additional security is required to be given to Lenders.

Benefits of best interest rates, flexible repayment options & free cash flow in business can be achieved with right guidance & SCPL’s expert opinion.